This product line works a great estate and family planning tool.  Most types of ownership provide a tax-free death benefit for loved ones.  Further cash values of life insurance can be borrowed against or transferred via 1035 tax-free exchange to annuities for future income.

As we have seen interest rates rise Life Insurers are reducing rates.  To attract new clients’ carriers are more aggressive on class coding so if you were a standard rate 5 years ago we may be able to price you at a preferred rate today.  We have access to roughly 20 A-A++ rated carriers to market your needs.